PayShield is payout protection for Amazon sellers. A fixed monthly subscription that funds you within 24 hours when Amazon suspends your account or freezes a disbursement — up to your covered amount.
Amazon can suspend an account or freeze disbursements with little warning — and the funds can sit for weeks or months. For a healthy business, that's a cash-flow emergency that pays no payroll, no suppliers, no ads.
A policy investigation locks your account and funds while Amazon decides.
A single complaint can trigger a suspension and hold every dollar in transit.
Routine ID, address, or bank checks can pause disbursements indefinitely.
A sudden change in rolling reserve can vacuum cash out of your operating account.
Link Seller Central via secure SP-API. We review your payout history to set your eligible coverage and rate.
Choose a coverage tier from $10K to $250K. Pay a fixed monthly subscription. Coverage activates after a 30-day waiting period.
If Amazon suspends your account or holds your disbursement, file a claim. We verify via your connected SP-API in hours, not days.
Approved claims are funded within 24 hours, up to your covered amount, minus a 2–5% claim fee.
Based on your Amazon payout history, we'll offer one or more of the tiers below. One predictable monthly subscription — no variable fees on every payout.
*Claim fee is deducted from the advanced amount when a claim is paid out. Your final fee within the 2–5% range is set during onboarding based on your account profile.
Approved claims funded within 24 hours — not the 90+ days Amazon may hold your funds during a review.
One monthly subscription. No variable fees on every payout. You know exactly what protection costs.
We understand Section 3 suspensions, IP complaints, verification holds, and reserve spikes — and we cover them.
PayShield is standalone protection. No need to switch how you get paid by Amazon today.
A clear line between events PayShield covers and things outside of payout-protection. We'd rather tell you upfront than at claim time.
Amazon Seller Central active for 6+ months with consistent payout history.
No active suspension, performance notice, or open investigation at the time of enrollment.
Active SP-API access maintained for the duration of your PayShield coverage.
Connect your Amazon account in minutes. We'll show you exactly which tier you qualify for and what your monthly subscription will be — no obligation.
Already a Payability customer? Add PayShield to your existing account — add-on for existing customers.