Payability Seller Card · Visa Prepaid

Spend your marketplace earnings the same day.

The Payability Seller Card is linked directly to your daily marketplace advances. As soon as Payability posts your earnings, you can spend them — online or in person, anywhere Visa is accepted. No waiting for bank transfers.

No annual fee
Accepted anywhere Visa is
Manage in dashboard
PayabilityVisa
•••• •••• •••• 4892
Card Holder
Jane Seller
Available
$48,980
Issued by Sutton Bank · Member FDIC
Card Features

The first card built for marketplace sellers.

Traditional business cards weren't designed for eCommerce cash flow. The Payability Seller Card moves at the speed of your business.

Instant access to daily earnings

Your daily marketplace advance is available on your card the moment Payability posts it — even on weekends and holidays.

Completely free with Instant Access

When you use the Seller Card for spending instead of bank transfers, the service is completely free. No annual fee, no card fee.

No waiting for bank transfers

Skip the 1–3 day ACH wait. Spend directly from your Payability balance on your card as soon as it's available.

Full card management in dashboard

View all transactions, earn cash back rewards, pause, freeze, or request a replacement card — all from your Payability dashboard.

How to Get Your Card

Up and running in minutes.

The Seller Card is included with your Payability Instant Access account. No separate application required.

01

Sign up for Payability

Create an Instant Access account in under 10 minutes. We'll review your marketplace account health and sales history — no credit check required.

02

Connect your marketplace

Link your Amazon, Walmart, or Newegg seller account. Once approved, your account goes live and your available balance starts building from day one.

03

Start spending instantly

Your virtual card is activated immediately. Use it online right away. A physical card arrives in the mail within 7–10 business days.

Frequently Asked Questions

Common questions.

How does the Seller Card work?

Similar to a debit card, the Seller Card is linked directly to your Payability Available Balance. As soon as your daily earnings are posted, you can spend them on the card.

Where can I use it?

You can use the Payability Seller Card anywhere Visa is accepted — both in person and online, in the US and internationally.

When will I receive my physical card?

After your account goes live, your virtual card is activated immediately for online use. A physical card will arrive in the mail within 7–10 business days.

How much can I spend?

The available spending limit equals your Payability Available Balance. As your daily advances are posted, your balance grows and you can spend accordingly.

Can I earn cash back?

Yes — eligible accounts earn up to 2% cash back on Seller Card transactions. Cash back is tracked and displayed in your Payability dashboard.

How do I manage my card?

Manage everything from your Payability Dashboard: view transactions, check cash back earnings, pause or freeze your card, and request a replacement. Support is available Monday–Friday, 9am–6pm EST.

The Payability Visa® Prepaid Card is issued by Sutton Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. The Payability Card is powered by Marqeta. Qualifications subject to change. Terms and conditions apply.
Ready to Get Your Card

Your earnings, available immediately.

Sign up for Payability Instant Access and your Seller Card is included. Apply in under 10 minutes and start spending your marketplace earnings the same day.

Already a customer? Access your card in the dashboard.